Basis Points to Percent Converter

Enter a number of basis points to convert it to a percentage and decimal value.

Convert basis points to percent

Example: Convert 125 basis points into a percentage

How to convert basis points to percent

Divide the number of basis points by 100 to convert it to a percentage. To find the decimal form, divide the basis points by 10,000.

Basis points conversion formulas
Percentage = basis points ÷ 100
Decimal = basis points ÷ 10,000

Basis points, often written as bps or bp, are commonly used for interest rates, investment yields, fees, and other small percentage changes.

Quick reference: 1 basis point = 0.01%; 100 basis points = 1%; and 10,000 basis points = 100%.

Examples

Convert 1 basis point to percent

Calculation: 1 ÷ 100 = 0.01

Answer: 1 basis point = 0.01%

Convert 50 basis points to percent

Calculation: 50 ÷ 100 = 0.5

Answer: 50 basis points = 0.5%

Convert 125 basis points to percent

Calculation: 125 ÷ 100 = 1.25

Answer: 125 basis points = 1.25%

Convert 275 basis points to percent

Calculation: 275 ÷ 100 = 2.75

Answer: 275 basis points = 2.75%

Frequently asked questions

What is one basis point?

One basis point is one hundredth of one percent. It equals 0.01% or 0.0001 in decimal form.

How many basis points are in 1 percent?

There are 100 basis points in 1%.

What is 25 basis points as a percentage?

Divide 25 by 100. The answer is 0.25%, so 25 basis points equals 0.25%.

What does a 50-basis-point rate increase mean?

A 50-basis-point increase means a rate rises by 0.50 percentage points. For example, a rate moving from 4.00% to 4.50% rises by 50 basis points.